I want to borrow RM
For Year(s)

Estimated Monthly Installment:

RM 1000

*Based on the interest rate of % per annum.

    Step 1 Key-in Financing Requirement(s)

    Provide your financing requirements.

    Step 2 Share Your Business Details

    This is to match you with the right financing products available.

    Step 3 Register / Login

    Login with your credentials or create an imSME account.

    Step 4 Compare and Choose

    Select the best-suited financing product(s). The Bank will contact you within two (2) working days!

    Registered SME
    Number of Partners
    Total Financing Approved
    RM 616,888,997

    Note: Statistics as of 31 December 2023

    Awards / Recognition

    Feb 2019

    Outstanding SME Development Project (Merit)

    Outstanding SME Development Project (Merit)

    Outstanding SME Development Project (Merit)

    Best Innovation in Financial Services (Merit)

    Best Innovation in Financial Services (Merit)

    Best Innovation in Financial Services (Merit)

    Best Digital Banking Solution

    Best Digital Banking Solution

    Best Digital Banking Solution

    Jul 2019

    Aug 2020

    Association of Development Financing Institutions in Asia and the Pacific (ADFIAP)

    Karlsruhe Sustainable Finance Awards

    The Asset Triple A Awards

    imSME is powered by CGC

    SME Business Financing / Loan Referral Platform in Malaysia

    imSME, an acronym of “I am mSME,” is Malaysia’s first online financing/loan referral platform for small and medium-sized enterprises (SMEs) to source for the best business financing/loan. Wholly owned and managed by Credit Guarantee Corporation Malaysia Berhad (CGC), imSME upholds the same responsibility and dedication to empower Malaysian SMEs in securing the right business financing/loan.

    Besides, imSME provides a reliable financing/loan referral platform in Malaysia as partners of most financial institutions. Being an online one-stop centre, imSME assists SMEs get fast and easy access to a diverse array of financing products as well as consultancy services. Through a list of financing/loan options, SMEs can secure the financing/loan that best suits their financing requirement.

    At imSME, we always take proactive measures to help place SMEs on the right path, along with advisory services. Rest assured, in the event of zero matches for financing/loan products or applications through imSME were declined by the banks, imSME’s Financial Advisory Team is ever-ready to diagnose the cases and provide further assistance. Generally, the Financial Advisory Team will perform a comprehensive assessment of SMEs’ financial health. With a solid understanding of SMEs’ financing needs as well as their challenges, the advisory teams is empowered to advise and make recommendations for capacity building programmes or alternate financing accordingly.

    imSME has been designed and built with the aim of facilitating SMEs access to finance in a relatively short turnaround time. With imSME financing/loan referral platform in Malaysia, SMEs can have the most seamless and intuitive user experience. When searching SME business financing/loan through imSME, SMEs can receive response from the participating banks in a timely and hassle-free manner. Needless to say, imSME is the perfect option for SMEs and newly emerging business sectors to discover the best SME business financing/loan in Malaysia.