Financing

Developmental Financial Institution

Agrobank Cash Line-i


Financing Amount Financing Amount
Start from RM150,001

Tenure
1 – 10 Years

Apply Now

Agrobank Micro Financing


Financing Amount Financing Amount
RM1,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

Agrobank Modal Kerja-i


Financing Amount Financing Amount
RM150,001 – RM500,000

Tenure
1 Year

Apply Now

Agrobank Term Financing-i


Financing Amount Financing Amount
RM150,001 – RM 5,000,000

Tenure
1 – 10 Years

Apply Now

Bank Rakyat Mikro-i Individu (MIND)


Financing Amount Financing Amount
RM1,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

Bank Rakyat ProNiaga


Financing Amount Financing Amount
RM10,000 – RM150,000

Tenure
1 – 5 Years

Apply Now

BSN Micro

Conventional micro financing facility targeted at Malaysian owned micro enterprises and self employed individuals.


Loan Amount Loan Amount
RM5,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

BSN Micro-i

Shariah compliant micro financing facility targeted at Malaysian owned micro enterprises and self employed individuals.


Financing Amount Financing Amount
RM5,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

BSN SemarakNiaga


Financing Amount Financing Amount
RM5,000 – RM75,000

Tenure
1 – 5 Years

Apply Now

BSN SemarakNiaga-i


Financing Amount Financing Amount
RM5,000 – RM75,000

Tenure
1 – 5 Years

Apply Now

Credit Guarantee Corporation TPUB-i

Contract financing facility that caters to Bumiputera SMEs who have been awarded with projects/contracts.


Financing Amount Financing Amount
RM50,000 – RM3,000,000

Tenure
1 – 5 Years

Apply Now

SME Bank Skim Pembiayaan Ekonomi Desa (SPED)


Financing Amount Financing Amount
RM150,000 – RM250,000

Tenure
3 – 7 Years

Apply Now

Conventional Financial Institution

Affin Bank Bizdana Start-Up Financing Scheme

Working capital financing of up to RM400,000.


Loan Amount Loan Amount
RM100,000 – RM400,000

Tenure
1 – 7 Years

Apply Now

Affin Bank Disaster Relief Facility (DRF)

For SMEs and micro enterprises affected by floods. Financing amount up to maximum of RM150,000 per micro enterprise & RM 700,000 per SME.


Loan Amount Loan Amount
RM100,000 – RM700,000

Tenure
1 – 7 Years

Apply Now

Affin Bank SMEmerge Start-Up Financing Scheme

Working capital financing of up to RM400,000.


Loan Amount Loan Amount
RM100,000 – RM400,000

Tenure
1 – 7 Years

Apply Now

Alliance Bank Digital SME

Meet the Changing Demands of Your Business.


Loan Amount Loan Amount
RM20,000 – RM300,000

Tenure
Up to 7 Years

Apply Now

Alliance Bank SME Express Loan

Working capital loan with no collateral and fast approval


Loan Amount Loan Amount
RM50,000 – RM400,000

Tenure
3 – 5 Years

Apply Now

AmBank SPG Revival

The Portfolio Guarantee Term Loan aims to assist commercial enterprises (SMEs) by providing easier access to loans for working capital.


Loan Amount Loan Amount
RM100,000 – RM1,000,000

Tenure
1 – 7 Years

Apply Now

AmBank Disaster Relief Facility

BNM DRF for SMEs affected by floods.


Loan Amount Loan Amount
RM500,000 – RM700,000

Tenure
3 – 7 Years

Apply Now

CIMB Bank SME Biz Working Capital

SME Biz Working Capital is a program which is fully or partially secured against Fixed Deposit.


Loan Amount Loan Amount
RM50,000 – RM5,000,000

Tenure
1 – 10 Years

Apply Now

CIMB Bank SME Quick Biz Financing – Biz Jamin

SME Quick Biz Financing- BizJamin Scheme is a collateral-free product program which is offered to SMEs for the purpose of working capital.


Loan Amount Loan Amount
RM50,000 – RM500,000

Tenure
1 – 7 Years

Apply Now

Hong Leong Bank Business Cash Loan

A financing solution to SMEs for collateral-free working capital.


Loan Amount Loan Amount
RM50,000 – RM400,000

Tenure
1 – 5 Years

Apply Now

Maybank Micro Financing

Financing package which is leveraging on BNM Funds (Micro Financing Funds) to assist the varying needs of micro enterprises.


Loan Amount Loan Amount
RM20,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

Maybank RSME PGX

Financing package to boost your company’s working capital by providing Fast Cash with no collateral required.


Loan Amount Loan Amount
RM50,000 – RM1,500,000

Tenure
1 – 7 Years

Apply Now

Maybank Start-Up

Financing package to assist starts-up company by providing Fast Cash with no collateral required.


Loan Amount Loan Amount
RM30,000 – RM150,000

Tenure
1 – 4 Years

Apply Now

Maybank Working Capital Guarantee Scheme (WCGS)

A customised financing package to suit your business requirement.


Loan Amount Loan Amount
RM300,000 – RM5,000,000

Tenure
1 – 7 Years

Apply Now

Public Bank Disaster Relief Facility (DRF) 2022

To alleviate the financial burden of Micro, Small and Medium Enterprises (SMEs) affected by the recent flood and facilitate the resumption of their business operations.


Loan Amount Loan Amount
Up To RM700,000

Tenure
Up to 7 Years

Apply Now

Public Bank High Tech and Green Facility (HTG)


Loan Amount Loan Amount
Up to RM5,000,000

Tenure
Up to 10 Years

Apply Now

Public Bank Low Carbon Transition Facility (LCTF)


Loan Amount Loan Amount
Up tp RM 5,000,000

Tenure
Up to 10 Years

Apply Now

Public Bank PEMULIH Government Guarantee Scheme (PGGS)


Loan Amount Loan Amount
Up tp RM 5,000,000

Tenure
Up to 10 Years

Apply Now

Public Bank PENJANA Tourism Financing Scheme


Loan Amount Loan Amount
RM100,000 – RM500,000

Tenure
Up to 7 Years

Apply Now

Public Bank SME Micro Enterprises Fund (MEF)


Loan Amount Loan Amount
RM3,000 – RM50,000

Tenure
Up to 5 Years

Apply Now

Public Bank Working Capital Guarantee Scheme 2 (WCGS2)

To assist Small and Medium Enterprises (SMEs) under all sectors to gain access to financing.


Loan Amount Loan Amount
RM100,000 – RM5,000,000

Tenure
Up to 10 Years

Apply Now

RHB PINTAS

Business Term Loan with no collateral required.


Loan Amount Loan Amount
RM50,000 – RM500,000

Tenure
0.5 – 7 Years

Apply Now

Standard Chartered Bank Business Instalment Loan

Business Instalment Loan is a collateral free instalment loan to meet your day to day working capital and business expansion requirement.


Loan Amount Loan Amount
RM100,000 – RM1,500,000

Tenure
1 – 7 Years

Apply Now

UOB BizMoney

Seize business opportunities with BizMoney which allows you to borrow up to RM1,000,000 with no collateral at affordable interest rates


Loan Amount Loan Amount
RM100,000 – RM1,000,000

Tenure
1 – 5 Years

Apply Now

Islamic Financial Institution

Affin Islamic Bank Bizdana-i Start-Up Financing Scheme

Working capital financing of up to RM 400,000.


Financing Amount Financing Amount
RM100,000 – RM400,000

Tenure
1 – 7 Years

Apply Now

Affin Islamic Bank Disaster Relief Facility-I (DRF-i)

For SMEs and micro enterprises affected by floods. Financing amount up to maximum of RM150,000 per micro enterprise & RM 700,000 per SME.


Financing Amount Financing Amount
RM100,000 – RM700,000

Tenure
1 – 7 Years

Apply Now

Affin Islamic Bank SME Portfolio Guarantee-i

Working capital financing of up to RM 1 million secured against CGC guarantee.


Financing Amount Financing Amount
RM100,000 – RM1,000,000

Tenure
1 – 7 Years

Apply Now

Affin Islamic Bank SMEmerge-i Start-up Financing Scheme

Working capital financing of up to RM 400,000.


Financing Amount Financing Amount
RM100,000 – RM400,000

Tenure
1 – 7 Years

Apply Now

Alliance Bank Islamic Term Financing

Meet the Changing Demands of Your Business.


Loan Amount Loan Amount
RM100,000 – RM1,000,000

Tenure
1 – 5 Years

Apply Now

AmBank SPG Revival i

The Portfolio Guarantee Term Financing-i aims to assist commercial enterprises (SMEs) by providing easier access to financings for working capital.


Financing Amount Financing Amount
RM100,000 – RM1,000,000

Tenure
1 – 7 Years

Apply Now

Ambank Islamic Disaster Relief Facility-i

BNM DRF-i for SMEs affected by floods.


Financing Amount Financing Amount
RM500,000 – RM700,000

Tenure
3 – 7 Years

Apply Now

Bank Islam Business Premise Financing Program

Working capital for business property.


Financing Amount Financing Amount
RM150,000 – RM5,000,000

Tenure
5 – 10 Years

Apply Now

Bank Islam WinBiz Financing

A financing product specially designed for Malaysian Women Entrepreneurs.


Financing Amount Financing Amount
RM300,000 – RM700,000

Tenure
1 – 7 Years

Apply Now

Bank Muamalat Cashline-i (Tawarruq) [MCash]


Financing Amount Financing Amount
RM500,000 – RM5,000,000

Tenure
1 – 5 Years

Apply Now

Bank Muamalat Penjana Tourism


Financing Amount Financing Amount
RM10,000 – RM300,000

Tenure
1 – 7 Years

Apply Now

Bank Muamalat Term Financing-i (Tawarruq)


Financing Amount Financing Amount
RM500,000 – RM5,000,000

Tenure
1 – 5 Years

Apply Now

CIMB Islamic SME Biz Working Capital-i

SME Biz Working Capital is a program which is fully or partially secured against Fixed Return Income Account-i (FRIA-i).


Financing Amount Financing Amount
RM50,000 – RM5,000,000

Tenure
1 – 10 Years

Apply Now

CIMB Islamic SME PENJANA Tourism Financing-i (PTF-i)

PTF-i is a program to support SMEs in the tourism sector to remain viable and competitive in the new normal.


Financing Amount Financing Amount
RM75,000 – RM300,000

Tenure
1 – 7 Years

Apply Now

CIMB Islamic SME Quick Biz Financing-i


Financing Amount Financing Amount
RM100,000 – RM1,000,000

Tenure
1 – 10 Years

Apply Now

CIMB Islamic SME Quick Biz Financing-i – Biz Jamin-i

SME Quick Biz Financing-i – BizJamin-i Scheme is a collateral-free product program which is offered to SMEs for the purpose of working capital.


Financing Amount Financing Amount
RM50,000 – RM500,000

Tenure
1 – 7 Years

Apply Now

Maybank Islamic Micro Financing-i

Financing package which is leveraging on BNM Funds (Micro Financing Funds) to assist the varying needs of micro enterprises.


Financing Amount Financing Amount
RM20,000 – RM50,000

Tenure
1 – 5 Years

Apply Now

Maybank Islamic RSME PGX-i

Financing package to boost your company’s working capital by providing Fast Cash with no collateral required.


Financing Amount Financing Amount
RM50,000 – RM1,500,000

Tenure
1 – 7 Years

Apply Now

Maybank Islamic Working Capital Guarantee Scheme-i (WCGS)

A customised financing package to suit your business requirement.


Financing Amount Financing Amount
RM300,000 – RM5,000,000

Tenure
1 – 7 Years

Apply Now

MBSB Bank Revolving Credit-i

A short term revolving shariah compliant financing facility. Generally, extended to finance working capital requirements.


Financing Amount Financing Amount
RM1,000,000 – RM5,000,000

Tenure
1 – 5 Years

Apply Now

MBSB Bank Term Financing-i

A medium to long term shariah compliant facility. Generally, used to finance asset acquisition, development cost, and working capital requirement.


Financing Amount Financing Amount
RM1,000,000 – RM5,000,000

Tenure
1 – 10 Years

Apply Now

MBSB Bank Cashline-i

A short term shariah compliant financing facility, utilized through customer’s current account. Generally used to alleviate short term cash flow requirements.


Financing Amount Financing Amount
RM1,000,000 – RM5,000,000

Tenure
1 – 10 Years

Apply Now

Public Islamic Bank Disaster Relief Facility-i (DRF-i) 2022

To alleviate the financial burden of Micro, Small and Medium Enterprises (SMEs) affected by the recent flood and facilitate the resumption of their business operations.


Financing Amount Financing Amount
Up To RM700,000

Tenure
Up to 7 Years

Apply Now

Public Islamic Bank High Tech and Green Facility-i (HTG-i)

To help SMEs and innovative start-ups to grow their businesses and invest in strategic sectors and technologies fields (digital tech, green tech and biotech) for a sustainable and entrenched economic recovery.


Financing Amount Financing Amount
Up to RM5,000,000

Tenure
Up to 10 Years

Apply Now

Public Islamic Bank Low Carbon Transition Facility-i (LCTF-i)


Financing Amount Financing Amount
Up to RM5,000,000

Tenure
Up to 10 Years

Apply Now

Public Islamic Bank PEMULIH Government Guarantee Scheme-i (PGGS-i)


Financing Amount Financing Amount
Up to RM5,000,000

Tenure
Up to 10 Years

Apply Now

Public Islamic Bank PENJANA Tourism Financing Scheme-i

To support Small & Medium Enterprises (SMEs) in the tourism sectors, by preserving their capacity and assisting them to undertake the necessary investment to adjust and remain viable post-COVID-19.


Financing Amount Financing Amount
RM100,000 – RM500,000

Tenure
Up to 7 Years

Apply Now

Public Islamic Bank SME Micro Enterprises Fund (MEF-i)

MEF is to channel funds for greater access to micro financing for micro enterprises with viable businesses.


Financing Amount Financing Amount
RM3,000 – RM50,000

Tenure
Up to 5 Years

Apply Now

Public Islamic Bank Working Capital Guarantee Scheme 2 (WCGS2-i)

To assist Small and Medium Enterprises (SME) under all sectors to gain access to financing.


Financing Amount Financing Amount
RM100,000 – RM5,000,000

Tenure
Up to 10 Years

Apply Now

RHB-PINTASi

Business Term Financing with no collateral required.


Financing Amount Financing Amount
RM50,000 – RM500,000

Tenure
1 – 7 Years

Apply Now

Standard Chartered Bank BizFinancing-i

BizFinancing-i is a collateral free instalment financing to meet your day to day working capital and business expansion requirement.


Financing Amount Financing Amount
RM100,000 – RM1,500,000

Tenure
1 – 7 Years

Apply Now

Peer to Peer (P2P) Financing Platform

B2B Finpal Short Term Working Capital Financing

Working Capital and Business Expansion


Financing Amount Financing Amount
RM50,000 – RM 1,00,000

Tenure
Up to 1 year

Apply Now

CapBay Invoice Factoring-i


Financing Amount Financing Amount
RM10,000 – RM1,000,000

Tenure
1 – 10Years

Apply Now

CapBay Revolving Credit-i


Financing Amount Financing Amount
RM10,000 – RM1,000,000

Tenure
1 – 10Years

Apply Now

CapBay Term Financing-i


Financing Amount Financing Amount
RM10,000 – RM500,000

Tenure
1 – 3Years

Apply Now

Capsphere ALT Financing


Financing Amount Financing Amount
Up to RM100,000

Tenure
1 – 3 Years

Apply Now

Capsphere SME Financing (Asset Based)


Financing Amount Financing Amount
Up to RM500,000

Tenure
1 – 3 Years

Apply Now

Capsphere SME Financing-i (Asset Based)


Financing Amount Financing Amount
Up to RM500,000

Tenure
1 – 3 Years

Apply Now

Cofundr General Insurance Premium or Takaful Contribution Financing

Working Capital Financing facility that caters for the purchase of general insurance or takaful coverage for businesses (*Subject to Terms & Conditons)


Financing Amount Financing Amount
RM5,000 – RM 500,000

Tenure
Up to 1 Year

Apply Now

Cofundr Working Capital

Financing facility that caters for businesses’ working capital.


Financing Amount Financing Amount
RM10,000 – RM100,000

Tenure
1 – 3 years

Apply Now

Fundaztic Term Financing

Term Financing for Business Related Purpose


Financing Amount Financing Amount
RM20,000 – RM 200,000

Tenure
1 – 3 Years

Apply Now

Funding Societies Business Term Financing

Working capital needs, Growth financing requirement and Productive asset purchases.


Financing Amount Financing Amount
RM50,000 – RM500,000

Tenure
1 – 3 Years

Apply Now

Funding Societies Invoice Financing

Convert your invoices into cash upfront to fill up the cash flow gap.


Financing Amount Financing Amount
RM50,000 – RM1,000,000

Tenure
Up to 1 Year

Apply Now

Funding Societies Micro Financing

Submit application online and receive the funding in 3 working days (T&C).


Financing Amount Financing Amount
RM3,000 – RM100,000

Tenure
1 – 2 Years

Apply Now

microLEAP Invoice Financing


Financing Amount Financing Amount
RM50,000 – RM 500,000

Tenure
Up to 1 Year

Apply Now

microLEAP Micro Financing

Working capital and business expansion needs (microfinancing).


Financing Amount Financing Amount
RM1,000 – RM 50,000

Tenure
1 – 3 Years

Apply Now

MoneySave SME Financing


Financing Amount Financing Amount
RM100,000 – RM 5,000,000

Tenure
1 – 3 Years

Apply Now

imSME website will undergo scheduled maintenance activity from 22 September 2023 (Friday), 6:00 p.m. until 23 September 2023 (Sabtu), 7:00 p.m.
During this period, you may face service interruption. We apologise for any inconvenience caused.
Laman web imSME akan menjalani aktiviti penyelenggaraan berjadual bermula 22 September 2023 (Jumaat), 6:00 p.m. sehingga 23 September 2023 (Sabtu), 7:00 p.m.
Dalam tempoh ini, anda mungkin mengalami gangguan perkhidmatan. Segala kesulitan amatlah dikesali.