Conventional micro financing facility targeted at Malaysian owned micro enterprises and self employed individuals.
Shariah compliant micro financing facility targeted at Malaysian owned micro enterprises and self employed individuals.
Financing facility that caters for start-up businesses which are less than 4 years in operation.
Financing facility that specifically caters for women SMEs who have businesses which are less than 4 years in operation.
Contract financing facility that caters to Bumiputera SMEs who have been awarded with projects/contracts.
For SMEs and micro enterprises affected by floods. Financing amount up to maximum of RM150,000 per micro enterprise & RM 700,000 per SME.
Financing amount up to maximum of RM1,000,000 per SME for working capital or RM 5,000,000 per SME for CAPEX or combination of CAPEX and working capital.
Meet the Changing Demands of Your Business.
Working capital loan with no collateral and fast approval
The Portfolio Guarantee Term Loan aims to assist commercial enterprises (SMEs) by providing easier access to loans for working capital.
BNM DRF for SMEs affected by floods.
SME Biz Working Capital is a program which is fully or partially secured against Fixed Deposit.
SME Quick Biz Financing- BizJamin Scheme is a collateral-free product program which is offered to SMEs for the purpose of working capital.
Provide relief to SMEs by extending financial support to services sectors that are key contributors to economic growth and employment..
A financing solution to SMEs for collateral-free working capital.
Financing package which is leveraging on BNM Funds (Micro Financing Funds) to assist the varying needs of micro enterprises.
Financing package to boost your company’s working capital by providing Fast Cash with no collateral required.
Financing package to assist starts-up company by providing Fast Cash with no collateral required.
A customised financing package to suit your business requirement.
To alleviate the financial burden of Micro, Small and Medium Enterprises (SMEs) affected by the recent flood and facilitate the resumption of their business operations.
Support affected high tech and innovation-driven SMEs that are best aligned to strategic long term development goals embedded in the National Investment Aspirations (NIAs).
To support Small & Medium Enterprises (SMEs) in the tourism sectors, by preserving their capacity and assisting them to undertake the necessary investment to adjust and remain viable post-COVID-19.
MEF is to channel funds for greater access to micro financing for micro enterprises with viable businesses.
To provide relief and support the recovery of eligible Small and Medium Enterprises (SMEs) in the services sector that are adversely affected by the reintroduction of containment measures since June 2020.
To assist Small and Medium Enterprises (SME) under all sectors to gain access to financing.
Business Term Loan with no collateral required.
Business Instalment Loan is a collateral free instalment loan to meet your day to day working capital and business expansion requirement.
Financing facility to provide relief and support recovery to eligible SMEs in the services sector affected by reintroduction of containment measures since June 2020.
Seize business opportunities with BizMoney which allows you to borrow up to RM1,000,000 with no collateral at affordable interest rates
Working capital financing of up to RM 300,000
For SMEs and micro enterprises affected by floods. Financing amount up to maximum of RM150,000 per micro enterprise & RM 700,000 per SME.
Financing amount up to maximum of RM1,000,000 per SME for working capital or RM 5,000,000 per SME for CAPEX or combination of CAPEX and working capital.
Working capital financing of up to RM 1 million secured against CGC guarantee.
The Portfolio Guarantee Term Financing-i aims to assist commercial enterprises (SMEs) by providing easier access to financings for working capital.
BNM DRF-i for SMEs affected by floods.
A financing product specially designed for Malaysian Women Entrepreneurs.
SME Biz Working Capital is a program which is fully or partially secured against Fixed Return Income Account-i (FRIA-i).
PSF-i is a program to assist SMEs that is adversely impacted by Covid-19 in order to sustain business operation.
PTF-i is a program to support SMEs in the tourism sector to remain viable and competitive in the new normal.
SME Quick Biz Financing-i – BizJamin-i Scheme is a collateral-free product program which is offered to SMEs for the purpose of working capital.
Provide relief to SMEs by extending financial support to services sectors that are key contributors to economic growth and employment.
Financing package which is leveraging on BNM Funds (Micro Financing Funds) to assist the varying needs of micro enterprises.
Financing package to boost your company’s working capital by providing Fast Cash with no collateral required.
A customised financing package to suit your business requirement.
A short term revolving shariah compliant financing facility. Generally, extended to finance working capital requirements.
A medium to long term shariah compliant facility. Generally, used to finance asset acquisition, development cost, and working capital requirement.
A short term shariah compliant financing facility, utilized through customer’s current account. Generally used to alleviate short term cash flow requirements.
To alleviate the financial burden of Micro, Small and Medium Enterprises (SMEs) affected by the recent flood and facilitate the resumption of their business operations.
Support affected high tech and innovation-driven SMEs that are best aligned to strategic long term development goals embedded in the National Investment Aspirations (NIAs).
To support Small & Medium Enterprises (SMEs) in the tourism sectors, by preserving their capacity and assisting them to undertake the necessary investment to adjust and remain viable post-COVID-19.
MEF is to channel funds for greater access to micro financing for micro enterprises with viable businesses.
To provide relief and support the recovery of eligible Small and Medium Enterprises (SMEs) in the services sector that are adversely affected by the reintroduction of containment measures since June 2020.
To assist Small and Medium Enterprises (SME) under all sectors to gain access to financing.
BizFinancing-i is a collateral free instalment financing to meet your day to day working capital and business expansion requirement.
Working Capital and Business Expansion
Working Capital Financing facility that caters for the purchase of general insurance or takaful coverage for businesses (*Subject to Terms & Conditons)
Financing facility that caters for businesses’ working capital.
Term Financing for Business Related Purpose
Working capital needs, Growth financing requirement.
Working capital needs, Growth financing requirement and Productive asset purchases.
Convert your invoices into cash upfront to fill up the cash flow gap.
Submit application online and receive the funding in 3 working days (T&C).
Working capital and business expansion needs (microfinancing).
For financing of up to RM 500,000. Issuers may raise via Islamic or Conventional financing.